Workers’ Compensation Underwriting Capabilities

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IOA Re prides itself in being both creative, as well as flexible, in order to help you sell and retain more business. As the following summary demonstrates, IOA Re has built a great deal of flexibility into the underwriting guidelines so as to be the one place you can turn to for all your prospects.

Workers' Compensation Catastrophe 
Minimum Attachment Point:$5,000,000 and multiclaimant attachment
Maximum Capacity (Limit):$20,000,000 (no more than 60% of any one layer)
Maximum Any One Life (MAOL):Up to $20,000,000
Standard Conditions: (Special acceptances upon request) 
Reinstatements:One reinstatement at 100% Annual Premium, pro rata as to time and amount
Contract Run-off:12 months plus odd time not to exceed 18 months in all
Sunset/Commutation:up to 10 years
Carriers represented:The Cincinnati Insurance Company
Rating:The Cincinnati Insurance Company - AM Best A+
Financials:The Cincinnati Insurance Company

Industrial Aid Aviation 
Minimum Attachment Point:100,000
Maximum Capacity (Limit):$10,000,000 (ability to special acceptance higher limits, if needed)
Maximum Any One Life (MAOL):2,000,000
Standard Conditions: (Special acceptances upon request) 
Reinstatements:One reinstatement at 100% Annual Premium, pro rata as to time and amount
Employers' Liability (E.L.) Limit:Excluded
Sunset/Commutation:7 years
Carriers represented:QBE Syndicate 566
Rating:QBE Syndicate 566 - AM Best A
Financials:QBE Syndicate 566 Financials